Once upon a time, Certificates of Deposit (CDs) were a great way to put away money for a fixed period of time. A CD ladder could help you get the overall best interest rate by locking in funds for longer amounts of time while still giving you access to portions of your cash every month or year. I used to use CDs as a way of earning a higher interest rate than I could earn on the money sitting in my savings accounts. But as interest rates have dropped, CD rates have plummeted as well.

It’s Free Money Friday and this week is a great chance for a free $50 gift card.

The deadline for one of my favorite deals is just around the corner. The College Advantage $25+ Sign Up Bonus ends on June 30. Be sure to read through the comments to see how to score hundreds of dollars from this deal!

Today we’re wrapping up the in-depth look at the health care bill and how it might impact your finances. Today we will cover the new student loan reform included in the health care bill.

Student Loan Reform Bill

The federal government has officially ended the bank-based system of distributing federally subsidized student loans through the passing of the Student Aid and Fiscal Responsibility Act (SAFRA), which was included in the health care bill signed into law on March 30, 2010.

We continue our in-depth look at the health care bill and how it might impact your finances. This afternoon, we’ll cover HSAs and HDHPs.

We’re continuing our in-depth look at the new health care bill and how it might impact your finances. Today we’ll look at the changes to FSAs.

Lending Club has a new bonus offer. They sent an email a couple weeks ago highlighting the new Lending Club bonus offer. The $100 is this week’s Free Money Friday offer!

Recently a close friend and I discussed a debt she wanted to payoff. She has a car loan with a balance of about $10,000 at an interest rate just north of 5%. It’s killing her that she’s paying interest on it and wants to know if she should pay off the loan with her savings.

Mathematically, if she’s earning less on her savings account than she’s paying in interest on the car loan, it makes sense to pay it off.

Take your property tax deduction without itemizing. It’s another deduction you’ll want to claim on your 2009 tax return, as we continue our series on tax deductions. We recently reviewed the new car tax deduction.

When is the 2010 tax deadline for your 2009 tax return? As a tax junkie, the date is etched in stone in my mind. However, I realize that not everyone knows when taxes are due. The 2010 tax deadline for your 2009 tax return is April 15, 2010.